Fixed Deposit Calculator

Quickly estimate your risk-free returns. See if a Fixed Deposit strategy fits your short-term cash goals.

Introduction

This fixed deposit calculator is built for Malaysians in their 20s–40s who want certainty. Fixed deposits are low-risk savings products with guaranteed returns — compare rates across banks to maximize your earnings. Use this fixed deposit calculator to see if parking cash in FD beats leaving it idle or taking more risk elsewhere, especially for short- to mid-term goals like emergency buffers, house down payments, or planned expenses.

How It Works

Enter your deposit amount, annual rate, and tenure. We calculate interest and maturity value so you can see how FD fits into your near-term cash goals while keeping risk low.

What You’ll Learn

  • •Your expected interest and maturity amount for the chosen tenure.
  • •How rate changes impact your total returns.
  • •The effect of different tenures on your cash growth.
  • •Whether FD meets your short-term goals compared to other options.