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Latest Articles
Gold vs. S&P 500 ETF: Which Is For You?
Debt Payments: Snowball vs Avalanche, Which is For You?
Is Your Salary Gone Immediately? Start a Smart Budget Today
Why EPF Account 3 is Your Absolute Last Resort
Stop Leaving Money on the Table with Your Spare RM50
What Is This New Car Loan Everyone is Talking About?
VOO vs SPYL: The Best S&P 500 ETF for Malaysian Investors
Maximising Your Extra RM1000: Home Loan Overpayment vs. High-Yield Savings Account (HYSA)
The Financial Cheat Code: Why DCA Wins Every Single Time
How My "Boring" Investment Grew by 18.5% in 2025
Most Popular Articles
Gold vs. S&P 500 ETF: Which Is For You?
Debt Payments: Snowball vs Avalanche, Which is For You?
Is Your Salary Gone Immediately? Start a Smart Budget Today
Why EPF Account 3 is Your Absolute Last Resort
Stop Leaving Money on the Table with Your Spare RM50
What Is This New Car Loan Everyone is Talking About?
VOO vs SPYL: The Best S&P 500 ETF for Malaysian Investors
Maximising Your Extra RM1000: Home Loan Overpayment vs. High-Yield Savings Account (HYSA)
The Financial Cheat Code: Why DCA Wins Every Single Time
How My "Boring" Investment Grew by 18.5% in 2025
Investing
View allGold vs. S&P 500 ETF: Which Is For You?
VOO vs SPYL: The Best S&P 500 ETF for Malaysian Investors
The Financial Cheat Code: Why DCA Wins Every Single Time
How My "Boring" Investment Grew by 18.5% in 2025
REITs: How to Own Mid Valley or Pavilion with Just RM100
Robo-Advisors: Investing for People Who Hate Math
Why is Reddit Obsessed with VOO?
RM100 Investment Battle Royale: Where Should Your RM100 Go?
Debt
View allDebt Payments: Snowball vs Avalanche, Which is For You?
Maximising Your Extra RM1000: Home Loan Overpayment vs. High-Yield Savings Account (HYSA)
BNPL: Is SPayLater Actually a Trap?
CTOS/CCRIS for Dummies: Why Your Future Self Needs a 5-Star Rating
EPF Account 3: Is Withdrawing for High-Interest Debt Actually Smart?
All Articles
Gold vs. S&P 500 ETF: Which Is For You?
Comparing gold and S&P 500 ETF (VOO) for long-term investment goals.
Debt Payments: Snowball vs Avalanche, Which is For You?
Compare debt snowball and avalanche methods to see which works best.
Is Your Salary Gone Immediately? Start a Smart Budget Today
A guide to managing salary and building a budget using the 50:30:20 rule.
Why EPF Account 3 is Your Absolute Last Resort
Why EPF Account 3 should be your last resort for urgent cash needs.
Stop Leaving Money on the Table with Your Spare RM50
Maximise your spare RM50 by moving it from low-interest savings to a high-yield
What Is This New Car Loan Everyone is Talking About?
Buying a car? Understand the new 2026 loan, and save over RM 5,000.
VOO vs SPYL: The Best S&P 500 ETF for Malaysian Investors
Comparing VOO and SPYL for Malaysian investors to maximize returns.
Maximising Your Extra RM1000: Home Loan Overpayment vs. High-Yield Savings Account (HYSA)
Should your extra RM1000 go to your home loan or an HYSA? The answer.
The Financial Cheat Code: Why DCA Wins Every Single Time
DCA is a cheat code. Find your 'DCA Number' now!
How My "Boring" Investment Grew by 18.5% in 2025
How VOO (S&P 500) investment using DCA strategy grew by 18.5% in 2025.
Loud Budgeting: Why Saying “No” to Aesthetic Cafés is the New Flex
Embracing 'Loud Budgeting' as the new social flex to achieve financial goals.
The 2025 First-Time Homebuyer Tax Relief: Is Your Property Eligible?
Tax relief details for first-time Malaysian homebuyers (2025-2027).
BNPL: Is SPayLater Actually a Trap?
A look at the hidden 18% annual cost of SPayLater and its impact on credit.
The Shopee/TikTok Shop Filter: How to Stop “Doom Spending” at 2 AM
Use the 24-hour rule to beat "doom spending" on Shopee/TikTok Shop.
REITs: How to Own Mid Valley or Pavilion with Just RM100
A guide on how Real Estate Investment Trusts (REITs) can give you property
5 Common Tax Reliefs Malaysians Often Overlook in 2025
Top 5 tax reliefs for young Malaysian professionals for the 2025 YA.
Medical Cards: Do I Really Need One if I’m in my 20s and Healthy
A cautionary guide on medical cards for healthy, young adults in Malaysia.
CTOS/CCRIS for Dummies: Why Your Future Self Needs a 5-Star Rating
Your guide to CCRIS & CTOS: The adult report card for banks.
The “Cashback” from LHDN: How PRS Saves You Tax Money
How Malaysia's PRS gives you up to RM750 'cashback' on income tax.
EPF Account 3: Is Withdrawing for High-Interest Debt Actually Smart?
Should you use your EPF Account 3 funds to pay off high-interest debt?
Robo-Advisors: Investing for People Who Hate Math
How robo-advisors make investing easy for young Malaysians.
Why is Reddit Obsessed with VOO?
Why VOO is popular on Reddit & the hidden tax costs for Malaysians.
EPF Account 3: Is Withdrawing for High-Interest Debt Actually Smart?
Analysis: using EPF Account 3 to clear high-interest credit card debt.
The “F-Off Fund”: How 3 Months of Savings Buys You Freedom
In the corporate world, an emergency fund is your key to freedom.
Why My RM5,000 Gaji Feels Like RM3,500: The Hidden Killers
A breakdown of Malaysian salary deductions (EPF, PCB, SOCSO, EIS).
GXBank vs. Under Your Pillow: Where to Hide Your First RM1,000
Comparing digital banks (GXBank) vs. cash savings for your first RM1k.
The 2026 Car Loan Guide: Navigating the New Hire Purchase Reform
New law abolishes Rule of 78, switching car loans to reducing balance.
RM100 Investment Battle Royale: Where Should Your RM100 Go?
A guide on where to invest a single RM100.
Step Zero Investment: Why You Need a Cash Buffer First
The "License to Invest": Why you need a cash buffer first.
The Hard Reality of Malaysian Savings: Moving Beyond the Statistics
Malaysian savings reality: Why you need more than RM1,000.
The Importance of the Wealth Floor
Build your wealth on a solid safety floor.