Investment Comparison Calculator

Don't rely on marketing claims. Find out the true, annualized rate of return on your investments, post-fees.

Introduction

Compare investment performance with true annualized returns even when your deposits and withdrawals are irregular. This investment comparison calculator helps you see your real growth and compare options side by side. Banks, brokers, and robo advisors rarely show XIRR/CAGR because it exposes how timing, top ups, and withdrawals really impact your returns. XIRR/CAGR shows how fast your money actually grew in a year after every top up, withdrawal, and dividend; it is not the platform’s average return, it is the speed of your own cash. Platforms avoid it because it is harder to calculate for each person and can reveal lower real returns after fees and timing. Doing it yourself keeps the numbers honest and tells you if the risk is worth it. You can also model DCA (automatic scheduled deposits) to see how steady contributions smooth your investing and what they do to your annualized returns.

How It Works

Pick an investment type, add cash flows or set up DCA (automatic scheduled deposits), and we'll calculate annualized returns and total growth so you can benchmark options side by side.

What You’ll Learn

  • •True annualized return for each investment, including dividends.
  • •Total invested, current value, and absolute gains for every asset.
  • •Side-by-side rankings to spot your best and worst performers.
  • •How changing deposits, withdrawals, or FD tenures impacts your results.