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Money matters on investing and money management, explained simply.

7 articles found

Reviewing the ASB returns.

Latest Articles

Gold vs. S&P 500 ETF: Which Is For You? (source: https://docs.google.com/document/d/1A-ddwqGpqP2eM_v0eEZBjgF3EbjYgQpTlHpTJyJbkTU/edit?usp=drivesdk)
Investing

Gold vs. S&P 500 ETF: Which Is For You?

Debt Payments: Snowball vs Avalanche, Which is For You? (source: https://docs.google.com/document/d/1-OExWlw5Bm8zJhrVcHh1gAjLkOz5wsn7-zswkxfwyJI/edit?usp=drivesdk)
Debt

Debt Payments: Snowball vs Avalanche, Which is For You?

Is Your Salary Gone Immediately? Start a Smart Budget Today (source: https://docs.google.com/document/d/125W1BTtUbs3Mqbf-KcoOkPF2m1Vedu93VghcIoCSkO8/edit?usp=drivesdk)
Budgeting

Is Your Salary Gone Immediately? Start a Smart Budget Today

Why EPF Account 3 is Your Absolute Last Resort (source: https://docs.google.com/document/d/1JsC1ZQv0zlaAzOw3Zh6lXzUb3iapDd_R_4HnQlw0Vpo/edit?usp=drivesdk)
EPF / KWSP

Why EPF Account 3 is Your Absolute Last Resort

Stop Leaving Money on the Table with Your Spare RM50 (source: https://docs.google.com/document/d/1H9NwsToAmQJg16w7Q1ejPBeHyv95IsQVB_LiFRSFjFg/edit?usp=drivesdk)
Saving

Stop Leaving Money on the Table with Your Spare RM50

What Is This New Car Loan Everyone is Talking About?
Car

What Is This New Car Loan Everyone is Talking About?

VOO vs SPYL: The Best S&P 500 ETF for Malaysian Investors
Investing

VOO vs SPYL: The Best S&P 500 ETF for Malaysian Investors

Maximising Your Extra RM1000: Home Loan Overpayment vs. High-Yield Savings Account (HYSA)
Debt

Maximising Your Extra RM1000: Home Loan Overpayment vs. High-Yield Savings Account (HYSA)

The Financial Cheat Code: Why DCA Wins Every Single Time
Investing

The Financial Cheat Code: Why DCA Wins Every Single Time

How My "Boring" Investment Grew by 18.5% in 2025
Investing

How My "Boring" Investment Grew by 18.5% in 2025

Most Popular Articles

Gold vs. S&P 500 ETF: Which Is For You? (source: https://docs.google.com/document/d/1A-ddwqGpqP2eM_v0eEZBjgF3EbjYgQpTlHpTJyJbkTU/edit?usp=drivesdk)
Investing

Gold vs. S&P 500 ETF: Which Is For You?

Debt Payments: Snowball vs Avalanche, Which is For You? (source: https://docs.google.com/document/d/1-OExWlw5Bm8zJhrVcHh1gAjLkOz5wsn7-zswkxfwyJI/edit?usp=drivesdk)
Debt

Debt Payments: Snowball vs Avalanche, Which is For You?

Is Your Salary Gone Immediately? Start a Smart Budget Today (source: https://docs.google.com/document/d/125W1BTtUbs3Mqbf-KcoOkPF2m1Vedu93VghcIoCSkO8/edit?usp=drivesdk)
Budgeting

Is Your Salary Gone Immediately? Start a Smart Budget Today

Why EPF Account 3 is Your Absolute Last Resort (source: https://docs.google.com/document/d/1JsC1ZQv0zlaAzOw3Zh6lXzUb3iapDd_R_4HnQlw0Vpo/edit?usp=drivesdk)
EPF / KWSP

Why EPF Account 3 is Your Absolute Last Resort

Stop Leaving Money on the Table with Your Spare RM50 (source: https://docs.google.com/document/d/1H9NwsToAmQJg16w7Q1ejPBeHyv95IsQVB_LiFRSFjFg/edit?usp=drivesdk)
Saving

Stop Leaving Money on the Table with Your Spare RM50

What Is This New Car Loan Everyone is Talking About?
Car

What Is This New Car Loan Everyone is Talking About?

VOO vs SPYL: The Best S&P 500 ETF for Malaysian Investors
Investing

VOO vs SPYL: The Best S&P 500 ETF for Malaysian Investors

Maximising Your Extra RM1000: Home Loan Overpayment vs. High-Yield Savings Account (HYSA)
Debt

Maximising Your Extra RM1000: Home Loan Overpayment vs. High-Yield Savings Account (HYSA)

The Financial Cheat Code: Why DCA Wins Every Single Time
Investing

The Financial Cheat Code: Why DCA Wins Every Single Time

How My "Boring" Investment Grew by 18.5% in 2025
Investing

How My "Boring" Investment Grew by 18.5% in 2025

Investing

View all
Gold vs. S&P 500 ETF: Which Is For You? (source: https://docs.google.com/document/d/1A-ddwqGpqP2eM_v0eEZBjgF3EbjYgQpTlHpTJyJbkTU/edit?usp=drivesdk)
Investing

Gold vs. S&P 500 ETF: Which Is For You?

VOO vs SPYL: The Best S&P 500 ETF for Malaysian Investors
Investing

VOO vs SPYL: The Best S&P 500 ETF for Malaysian Investors

The Financial Cheat Code: Why DCA Wins Every Single Time
Investing

The Financial Cheat Code: Why DCA Wins Every Single Time

How My "Boring" Investment Grew by 18.5% in 2025
Investing

How My "Boring" Investment Grew by 18.5% in 2025

REITs: How to Own Mid Valley or Pavilion with Just RM100
Investing

REITs: How to Own Mid Valley or Pavilion with Just RM100

Robo-Advisors: Investing for People Who Hate Math
Investing

Robo-Advisors: Investing for People Who Hate Math

Why is Reddit Obsessed with VOO?
Investing

Why is Reddit Obsessed with VOO?

RM100 Investment Battle Royale: Where Should Your RM100 Go?
Investing

RM100 Investment Battle Royale: Where Should Your RM100 Go?

Debt

View all
Debt Payments: Snowball vs Avalanche, Which is For You? (source: https://docs.google.com/document/d/1-OExWlw5Bm8zJhrVcHh1gAjLkOz5wsn7-zswkxfwyJI/edit?usp=drivesdk)
Debt

Debt Payments: Snowball vs Avalanche, Which is For You?

Maximising Your Extra RM1000: Home Loan Overpayment vs. High-Yield Savings Account (HYSA)
Debt

Maximising Your Extra RM1000: Home Loan Overpayment vs. High-Yield Savings Account (HYSA)

BNPL: Is SPayLater Actually a Trap?
Debt

BNPL: Is SPayLater Actually a Trap?

CTOS/CCRIS for Dummies: Why Your Future Self Needs a 5-Star Rating
Debt

CTOS/CCRIS for Dummies: Why Your Future Self Needs a 5-Star Rating

EPF Account 3: Is Withdrawing for High-Interest Debt Actually Smart?
Debt

EPF Account 3: Is Withdrawing for High-Interest Debt Actually Smart?

All Articles

Maximising Your Extra RM1000: Home Loan Overpayment vs. High-Yield Savings Account (HYSA)
•Debt

Maximising Your Extra RM1000: Home Loan Overpayment vs. High-Yield Savings Account (HYSA)

Should your extra RM1000 go to your home loan or an HYSA? The answer.

Read more
The 2025 First-Time Homebuyer Tax Relief: Is Your Property Eligible?
•Tax

The 2025 First-Time Homebuyer Tax Relief: Is Your Property Eligible?

Tax relief details for first-time Malaysian homebuyers (2025-2027).

Read more
BNPL: Is SPayLater Actually a Trap?
•Debt

BNPL: Is SPayLater Actually a Trap?

A look at the hidden 18% annual cost of SPayLater and its impact on credit.

Read more
CTOS/CCRIS for Dummies: Why Your Future Self Needs a 5-Star Rating
•Debt

CTOS/CCRIS for Dummies: Why Your Future Self Needs a 5-Star Rating

Your guide to CCRIS & CTOS: The adult report card for banks.

Read more
EPF Account 3: Is Withdrawing for High-Interest Debt Actually Smart?
•EPF / KWSP

EPF Account 3: Is Withdrawing for High-Interest Debt Actually Smart?

Should you use your EPF Account 3 funds to pay off high-interest debt?

Read more
Why My RM5,000 Gaji Feels Like RM3,500: The Hidden Killers
•EPF / KWSP

Why My RM5,000 Gaji Feels Like RM3,500: The Hidden Killers

A breakdown of Malaysian salary deductions (EPF, PCB, SOCSO, EIS).

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The 2026 Car Loan Guide: Navigating the New Hire Purchase Reform
•Loan

The 2026 Car Loan Guide: Navigating the New Hire Purchase Reform

New law abolishes Rule of 78, switching car loans to reducing balance.

Read more
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